How it works
A benefits program you can turn on this week.
No broker meetings, no group plan negotiations, no minimum headcount. Just a contribution, a federal framework, and employees who pick their own coverage.
- 01
Choose your contribution model
Set a fixed dollar amount per employee, or a variable one tied to role, tenure, or family size. Either way, it's a federal ICHRA (Individual Coverage Health Reimbursement Arrangement) contribution - available to any employer, no waivers needed.
- 02
Invite your team
Every employee - salaried or hourly - gets their own Pro-Tier account. No group plan to negotiate, no waiting for a renewal date to make changes.
- 03
Employees shop real plans
Each person compares Bronze, Silver, Gold, and Platinum plans from major carriers in their own region, at the same prices they’d find anywhere else.
- 04
Subsidies apply automatically
Your contribution is applied tax-free toward whatever plan an employee picks. Employer costs stay tax deductible; employee subsidies aren't taxed.
- 05
Start any time
There is no open enrollment window to wait for - create an account and turn on contributions whenever you’re ready.